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Where We're Coming From


Founded in 1926, NCW has a rich heritage serving the comprehensive risk management needs of businesses and individuals in West Texas. Over that time, we have grown into one of the premier independent insurance agencies in Texas. Below are some of the integral moments in our continuing story.

NCW Story Timeline

From its beginning in 1926, NCW has remained an independent Agency. In 2016, NCW of Amarillo, TX partnered with Sanford & Tatum of Lubbock, TX to form Heritage Risk Management Company Heritage Risk Management Company grew even more in 2021, and now includes Roy Neal Risk Management of Lubbock, TX. These brands are independent, but now stronger than ever together.

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